Shawn, you're a Savvy Spender
In your life, you feel confident in how you go about spending your money. You're more likely than others to take advantage of the Internet when you shop, searching for the best prices and researching the quality and customer reviews of your big-ticket items. You're also more likely to give yourself time to make sure you're making the best decisions, as opposed to being overly persuaded by sale signs or name brands. Your shopping savvy likely makes you a confident and satisfied customer.
When it comes to your financial state, you tend to feel like you're ahead of the game.
Among other test takers, 13% are also Savvy Spenders. Like them, you probably feel best when your making well researched purchases on expensive but practical items, such as a house, a car, nice clothing for work, or needed items for your home. While some feel overwhelmed by these kinds of purchases, you're confident in your ability to make rational decisions around the transactions. You also less prone to racking up debt on small items you don't really want or need, since your approach to shopping is more practical than impulsive.
It's likely that one reason you spend this way is your self-confidence around money. You trust in your ability to make good decisions, you're less prone to spend solely to make yourself feel good in the moment, and you're not overly swayed by bargains or by name brands. You're neither cheap nor extravagant, and you are good at maintaining a practical middle-ground.
Understanding the way you most commonly spend is crucial to becoming more conscious around your financial attitudes and behaviors. In addition to your most prevalent spending style, it's likely that you also occasionally engage in other types of spending patterns, depending on your mood and life situation.
Your answers earned you a 94 on the Savvy Spender scale. In relation to others, you're more of a Savvy Spender. Your approach to purchasing is methodical, and making a well-informed and balanced decision is one of your greatest priorities when spending money.
You scored a 69 on the Investor scale. When compared to other test takers, you're more invested in being an Investor. Planning for the future is one of your highest motivations when it comes to how you spend your money.
You're a 67 on the Giver scale. This means you're more likely than others to express your concern for others with monetary assistance.
You scored an 50 on the Bargain Hunter scale. This means you're more interested in being a Bargain Hunter than most, and you probably see getting a good deal as one of your highest priorities when making a purchase.
You scored 42 on this spending pattern. This means that you are less of an Impulsive Spender than the majority of other test takers, and you probably don't make a habit of spending on the spur of the moment.
On the Emotional Spender pattern you scored a 38. Compared to other test takers, you're less likely to link your life's contentment with your degree of financial success.
Your answers to test questions earned you a 32 for the Thrill Seeker spending pattern. In comparison to the spending habits of others, you tend to be less likely to be a Thrill Seeker. Buying likely doesn't bring you the same rush of adrenaline as it does for some, or if it does you prefer to forestall that pleasure and spend your money in a way that feels more satisfying to you personally.
Your score on this pattern is a 17. Compared to others, you're less of a Powerhouse Spender, and you probably don't care as much about high-end name brands and other material status symbols.
Your test responses indicate that you fall into the Joyful Spender pattern. You have a tendency to feel better after spending money. You may find that you feel most drawn to shop when you're feeling sad or lonely. Because you so enjoy the process of shopping, your mood is uplifted well after you've made your purchase. 27% of other test takers are also Joyful Spenders.
Compared to other people, you tend to be less stressed by your relationship to money.